{
  "nii": {
    "verdict": "FAIL",
    "passed": false,
    "eb_mae": 150011.1633941675,
    "naive_mae": 117823.27659574468,
    "p_value": 0.0026185453831989577,
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    "t_stat": -3.5215894106000776,
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    "loss": "abs"
  },
  "noninterest_income": {
    "verdict": "FAIL",
    "passed": false,
    "eb_mae": 394098.82436938427,
    "naive_mae": 294201.3617021277,
    "p_value": 0.000183199238859318,
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    "t_stat": -4.755822102535911,
    "comparator": "naive",
    "loss": "abs"
  },
  "noninterest_expense": {
    "verdict": "FAIL",
    "passed": false,
    "eb_mae": 277329.21283170435,
    "naive_mae": 230601.00223964165,
    "p_value": 0.015825804901738173,
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    "t_stat": -2.679867114061905,
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    "loss": "abs"
  }
}